Spencer Enterprises, Inc
Click on the Employee Navigator link below to enroll in your benefits. Benefit enrollment is only available during your Annual Enrollment. Plan changes throughout the year are only available if you have a Qualified Life Event. If you have had a life event please notify your agent.
If you are registering in Employee Navigator for the first time you will need to enter your company identifier.
Company Identifier:
Gallagher Benefits
Pete Towne (Broker)
405-471-5041
Enhanced Benefits Solutions
Ricky DeFalco (Colonial Life)
405-200-5361 cell
405-996-0888 office
By choosing to participate in Colonial Life plans through your employer you have some advantages compared to buying the plans direct.
1. Discounted Rates
2. Convenient Payroll Deductions
3. Pre-taxing of qualified plans
4. Simplified Underwriting Questions
5. Most plans are portable (Keep them when you leave employment or retire)
6. Rate Stability
Accident Insurance
How can Accident Insurance help?
Accidents can happen at any time and treating them can be costly. Even with health insurance there may be out-of-pocket costs - causing everyday expenses to suddenly seem overwhelming. Accident Insurance helps provide financial protection if a covered accidental injury occurs.
Hospital Insurance
Understand the difference Colonial Life makes in your financial security
The Hospital Plan pays cash benefits directly to you, unless otherwise assigned, for covered hospital expenses. It provides you with financial resources to help you overcome some of the unexpected expenses associated with a visit to the hospital, giving you less to worry about so you can focus your energy on getting better.
Group Critical Illness Insurance
Helps with the high cost of a Critical Illness
Treating a Critical Illness, such as Cancer, Heart-Attack or Stroke, can be expensive. From your deductible and copays, transportation and childcare, there are expenses that health insurance may not cover. Critical Illness Insurance offers financial protection by providing a lump sum benefit that can help you stay financially secure.
Short-Term Disability Insurance
Here's how Disability Insurance can help
When disabled, you won't only lose the ability to earn a living, but you may also lose savings or retirement funds. The financial obligations can be overwhelming. Disability insurance plays an important role in your financial planning.
This plan provides benefits for both total and partial disability. Even if you're able to work, partial disability benefits may be available to help compensate for lost income.
This plan does not coordinate benefits. Regardless of any other disability insurance you may have, including Social Security, we will pay you directly.
Visit the Colonial Life website below to:
View current plans
View claims history
Submit new claims
and more
If you need assistance or have questions about your claim please contact our office.
