Qualified Life Events (QLE)

You may qualify for a QLE if you or someone in your household lost or gained:

Job-based health coverage

Individual health coverage

Medicaid or the Children’s Health Insurance Program (CHIP) coverage (or were denied Medicaid/CHIP)

Eligibility for Medicare

Coverage through a family member

Dependent is no longer eligible because they turned 26

You may qualify for a QLE if you move to:

• New home in a new ZIP code or county
• The U.S. from a foreign country or United States territory

Or, move to or from:

• Place you attend school (if you're a student)
• Place you both live and work (if you're a seasonal worker)
• Shelter or other transitional housing

Moving only for medical treatment or staying somewhere for vacation doesn’t qualify you for a Qualified Health Event.

You may qualify to make plan changes based on a Qualified Life Event if anyone in your household:

• Got married.
• Had a baby, adopted a child, or placed a child for foster care.
• Got divorced or legally separated and lost health insurance.
• Died.

Turning 65 is another moment in time that’s a qualifying life event. It gives you a chance to look into your opportunities to choose a Medicare plan.