Enroll in your benefits
Click the Employee Navigator logo below to login to your benefit administration system. Your group benefit options are available during Open Enrollment each year, unless you are a new hire or have a Qualified Life Event. For questions regarding your plans please contact your HR or our office.
If you are logging into Employee Navigator for the first time you will need to enter your company identifier when prompted.
Company Identifier: Providencehcare
By choosing to participate in Colonial Life plans through Providence Home Care you have some advantages compared to buying the plans direct.
1. Discounted Rates
2. Convenient Payroll Deductions
3. Pre-taxing of qualified plans
4. Simplified Underwriting Questions/Guaranteed Issue on some plans
5. Most plans are portable (Keep them when you leave employment or retire)
6. Rate Stability
Accident Insurance
How can Accident Insurance help?
Accidents can happen at any time and treating them can be costly. Even with health insurance there may be out-of-pocket costs - causing everyday expenses to suddenly seem overwhelming. Accident Insurance helps provide financial protection if a covered accidental injury occurs.
Hospital Insurance
Understand the difference Colonial Life makes in your financial security
The Hospital Plan pays cash benefits directly to you, unless otherwise assigned, for covered hospital expenses. It provides you with financial resources to help you overcome some of the unexpected expenses associated with a visit to the hospital, giving you less to worry about so you can focus your energy on getting better.
Group Critical Illness Insurance
Helps with the high cost of a Critical Illness
Treating a Critical Illness, such as a Heart-Attack or Stroke, can be expensive. From your deductible and copays, transportation and childcare, there are expenses that health insurance may not cover. Critical Illness Insurance offers financial protection by providing a lump sum benefit that can help you stay financially secure.
Short-Term Disability Insurance
Here's how Disability Insurance can help
When disabled, you won't only lose the ability to earn a living, but you may also lose savings or retirement funds. The financial obligations can be overwhelming. Disability insurance plays an important role in your financial planning.
This plan provides benefits for both total and partial disability. Even if you're able to work, partial disability benefits may be available to help compensate for lost income.
This plan does not coordinate benefits. Regardless of any other disability insurance you may have, including Social Security, we will pay you directly.
Download The Plan Rates below
The rates shown below are an example and do not in anyway constitute a guarantee in coverage. Please visit with your company's dedicated agent Ricky DeFalco to get a specific quote and to apply for coverage. All enrollments are processed through the Providence Home Care Employee Navigator Enrollment system.
