
City of McLoud
Voluntary Insurance Options
This page is being provided to you for general information. For plan changes or to add coverage please contact your agent at the bottom of this page.
By choosing to participate in Aflac plans through your employer you have some advantages compared to buying the plans direct.
1. Discounted Rates
2. Convenient Payroll Deductions
3. Pre-taxing of the premiums
4. Simplified Underwriting Questions
5. All plans are portable (Keep them when you leave employment or retire)
6. Rate Stability
Insurica
(Account Executive)
Margaret Carpenter
(405) 556-2209
Margaret.Carpenter@insurica.com
City of McLoud
(McLoud Court Clerk/Human Resources)
Monica Poindexter
(405) 988-2789
mcloudcourt@mcloudok.us
Enhanced Benefits Solutions
(Aflac assistance)
Ricky DeFalco
(405)200-5361
Ricky@EnhancedBenefitsok.com

Accident Insurance
How can Aflac help?
Accidents can happen at any time and treating them can be costly. Even with health insurance there may be out-of-pocket costs - causing everyday expenses to suddenly seem overwhelming. Aflac Accident Insurance helps provide financial protection if a covered accidental injury occurs.

Cancer Insurance
Helps with the high cost of cancer care
Treating cancer can be expensive. From deductible and copays to treatment, transportation and childcare, there are expenses that health insurance may not cover. Aflac offers financial protection by providing robust benefits that help cover the patient from initial diagnosis, through treatment and beyond. And benefits are paid directly to them to use as they see fit.

Critical Care Insurance
Understand the difference Critical Care Insurance makes in your financial security
This plan is designed to pay you a lump sum benefit and treatment benefits if you are diagnosed with a named critical illness, such as a Stroke or Heart-Attack. The plan includes benefits for initial diagnosis, hospitalization, nursing care, transportation/lodging and much more.


Short-Term Disability Insurance
Here's how Aflac Disability can help
When disabled, you mont only lose the ability to earn a living, but you may also lose savings or retirement funds. The financial obligations can be overwhelming. Disability insurance plays an integral and important role in your financial planning.
Aflac provides benefits for both total and partial disability. Even if you're able to work, partial disability benefits may be available to help compensate for lost income.
Aflac does not coordinate benefits. Regardless of any other disability insurance you may have, including Social Security, we will pay you directly.

Aflac Plus Rider
The Aflac Plus Rider is not a stand alone policy. This is a rider that can be added to the Accident Policy, Short-Term Disability or the Choice Hospital Policy.
The rates shown below are an example and do not in anyway constitute a guarantee in coverage. Please visit with your company's dedicated agent to get a specific quote, to add/change current coverage or to apply for new coverage.
(Additional Riders are available on most plans)
Plan changes can be made during your open enrollment, unless you have a qualified life change event.

Enhanced Benefits Solutions, LLC
8:30am-3:30pm M-F
Support@EnhancedBenefitsOK.com
405.996.0888 office
Ricky DeFalco
Ricky@EnhancedBenefitsOK.com
405.200.5361 mobile
If you need assistance or have questions about your claim please contact our office.
- Contact Us
For more information or assistance with your insurance.
1932 W Lindsey St
Suite B
Norman, OK 730698:30am - 3:30pm M-F405.996.0888 office



