By choosing to participate in Colonial Life plans or Leaders Life through City of Guthrie you have some advantages compared to buying the plans direct.
1. Discounted Rates
2. Convenient Payroll Deductions
3. Pre-taxing of qualified plans
4. Simplified Underwriting Questions/Guaranteed Issue on some plans
5. Most plans are portable (Keep them when you leave employment or retire)
6. Rate Stability
Leaders Life - Term to 100 Life Insurance
Leaders Life can be added or changed anytime of the year. As a new hire, it is important to review this Life Insurance option, because you will have limited health underwriting.
New Hires can purchase the following Contingent Guaranteed Issue amounts:
Employee $100,000
Spouse $50,000
Child $50,000
Grandchild $50,000
(only answer the CGI questions on the first page of the application)
Existing employees must apply for coverage by answering all health questions during the application process.
For more information please contact your agent at the bottom of this page.
Accident Insurance
How can Accident Insurance help?
Accidents can happen at any time and treating them can be costly. Even with health insurance there may be out-of-pocket costs - causing everyday expenses to suddenly seem overwhelming. Accident Insurance helps provide financial protection if a covered accidental injury occurs.
Hospital Insurance
Understand the difference Colonial Life makes in your financial security
The Hospital Plan pays cash benefits directly to you, unless otherwise assigned, for covered hospital expenses. It provides you with financial resources to help you overcome some of the unexpected expenses associated with a visit to the hospital, giving you less to worry about so you can focus your energy on getting better.
Group Critical Illness Insurance
Helps with the high cost of a Critical Illness
Treating a Critical Illness, such as Cancer, Heart-Attack or Stroke, can be expensive. From your deductible and copays, transportation and childcare, there are expenses that health insurance may not cover. Critical Illness Insurance offers financial protection by providing a lump sum benefit that can help you stay financially secure.
Short-Term Disability Insurance
Here's how Disability Insurance can help
When disabled, you won't only lose the ability to earn a living, but you may also lose savings or retirement funds. The financial obligations can be overwhelming. Disability insurance plays an important role in your financial planning.
This plan provides benefits for both total and partial disability. Even if you're able to work, partial disability benefits may be available to help compensate for lost income.
This plan does not coordinate benefits. Regardless of any other disability insurance you may have, including Social Security, we will pay you directly.
Rates are customized in your Ease Enrollment System.
Click the logo above to register for online services:
View current plans
View claims history
Submit new claims
and more
If you need assistance or have questions about your claim please contact our office.
Click the Policy/Claims Assistance button for assistance with:
Claims
Beneficiary Changes
Name Change
Address Change
Change Policy to Direct Payment
Cancel Policy
If you need assistance or have questions about your claim please contact our office.
